PesaScopeRead your statement

Read your M-PESA statement.
See what a lender will see.

Upload the statement and get the integrity check, your PesaScope Score with its confidence, and the three factors driving it — free, before anyone judges you with it.

Choose your statement

Free. No account.

An M-PESA statement page with its running balances checked

The balance chain, checked. Every row reconciles against the one before it, or we name the row that breaks.

Your score, free. The score, its confidence and its three factors are given away before we ask for money.

Your lender checks it free. A verify link any SACCO, landlord or loan officer can open in ten seconds, with no account.

The arithmetic proof nobody runs

An M-PESA statement carries its own running balance. If a row was edited, the chain breaks, and the break is arithmetic — not a feeling.

PesaScope re-computes the chain across every transaction, checks receipt numbers for duplicates, and checks the PDF itself. A statement that holds says so. One that does not says exactly which row fails — and we will not sell a report we cannot stand behind.

Statement, Personal · 412 transactionsThe balance chain holds
  • 02 Jan
    Fuliza repayment− KES 430

    Running balance  10,360 − 430 = KES 9,930

  • 05 Jan
    Received from Wanjiru M+ KES 2,550

    Running balance  9,930 + 2,550 = KES 12,480

  • 07 Jan
    Paybill: Kenya Power− KES 1,890

    Running balance  12,480 − 1,890 = KES 10,590

  • 09 Jan
    Received from Boda deposit+ KES 3,200

    Running balance  10,590 + 3,200 = KES 13,790

PesaScope Score 74/100 · Confidence 82% · 6 months supplied

Three steps to your preview

  1. 1 · Get the statement

    Dial *334# and request 12 months. Safaricom emails you the PDF and its password.

  2. 2 · Upload it here

    Pick the PDF and type the password once. It is never stored, and the PDF is destroyed after reading.

  3. 3 · Read your preview

    The integrity verdict, your PesaScope Score with its confidence, and the three factors driving it. Free.

Choose your statement
Verify link · opened by the person you are applying to

pesascope.nanocorp.app/v/7KQ4RM

Integrity

The balance chain holds

Period

1 Jul – 31 Dec 2025

PesaScope Score

74/100 · 82% confident

Flags

Nothing here we would want a human to look at

Hand over a link, not a 40-page PDF

Every verified report carries a verify link and a short code. The SACCO clerk, the landlord, the loan officer: they open it in a browser, with no account and no fee, and see the integrity result, the figures and your score.

The full ledger stays private unless you switch it on, and you can revoke the link at any time.

Questions people ask before uploading

What does the free preview show
The integrity check result, the period covered, the PesaScope Score with its confidence, and the top three factors driving it. No account, no payment.
What happens to my password and my PDF
The password is used once to open the file and never stored. The PDF is destroyed after reading. We keep only the parsed rows your report is built from.
Is this a credit score
No. The PesaScope Score is a cashflow readiness score for the account it was computed from. It is not a CRB or bureau score, and we are not a credit bureau.
What does my lender see
A verify link and a short code. Opening it is free and needs no account: the integrity verdict, the headline figures and the score with its confidence, pinned to the exact statement you uploaded.

Know what the statement says before the counter does

Upload your statement and read your free preview today. If the balance chain does not hold, we tell you which rows fail and you can request a fresh statement — we will not issue a report we cannot stand behind.

Choose your statement